Syllabus › Module 03, OnlyFans, MYM, Telegram
MYM explained from its official pages
In brief
MYM pays out in two published steps: bank fees of 7% of the amount including tax, then 75% on subscriptions and 80% on private media, private shows and tips, calculated excluding tax. Withdrawal requires a certified account and 50 euros of validated earnings in the SEPA zone, with transfers every Monday and Thursday. Its terms mention agents, third parties and artificial intelligence.
What you will be able to do
- Know how MYM calculates what it pays out, in two published steps: banking fees, then a percentage per feature.
- Describe certification, withdrawal thresholds and delays as the help center publishes them.
- Know the sales features specific to MYM and what sets it apart from OnlyFans.
Method. Everything comes from MYM's public pages: home page, terms of use and terms of sale in version 24.07.2025, content policy, help center. These pages are written in French, so their wording is paraphrased here rather than quoted. Help center articles carry a writing date, sometimes an old one; what is cited is the page online at the reading date.
What MYM says about itself
The home page, in French, presents MYM as an exclusive social network between creators and fans, where the subscription unlocks access to direct chat and to all the content of the profile, and where the fan can request personalized content according to his preferences. The help center, also in French, adds that the creator’s anonymity is guaranteed and that payments are made by bank transfer or PayPal.
The platform publishes no geographic breakdown of its audience. What can be observed: the site, the terms and the help center are written in French, prices are shown in euros in the help articles, and the terms refer to the French consumer code. Beyond that, the French-speaking share of the audience is not publicly documented at the verification date.
The commission, in two steps
The terms define the platform fee as a percentage of the price of every order placed with the creator and the banking fees as a percentage of the sums processed, without giving a figure. The figure is in the help center, in the article on MYM commissions, which describes a three-part calculation.
Banking fees. The banking fees amount to 7% of the transaction amount, taxes included.
The payout. After deduction of the banking fees, a payout percentage is applied to the order price before tax. The published rates: 75% on subscriptions, 80% on private media, 80% on private shows, 80% on tips. “SuperStar” creators get an extra 1% on PPV and subscriptions, not on tips.
VAT. For fans in the European Union, VAT is added to the price and passed on in full to the state; the commission amounts are net, before tax.
The consequence: a creator’s net cannot be read as a single percentage, unlike OnlyFans. That is the subject of this lesson’s exercise, and the tool /tools/net-after-commission/ lets you compare the two platforms on the same sale.
How the fan pays
The terms of sale, article 11, list: bank card (Visa, CB, Mastercard); PayPal, for some creators; cryptocurrency. Prices are shown in the applicable currency, all taxes included. For payment problems, the help center refers fans to a named payment provider, which indicates that transactions go through a third party.
On refunds, article 12 of the terms of sale has the fan waive the fourteen-day withdrawal right, on the grounds that he wants immediate access to the content. Two published exceptions: a private media file not delivered or not as described, refundable, and a private show canceled or shorter than five minutes.
How the creator is paid
The article on withdrawing earnings sets three conditions: having a certified account, having added a payout method, and 50 euros of validated earnings for SEPA transfers or 100 euros of validated earnings for creators with a bank account outside SEPA, including SWIFT. Business accounts must in addition upload a monthly invoice.
Transfers are generated at a frequency of the creator’s choice, twice a week, once a week, twice a month or once a month, and payments are made every Monday and Thursday morning, with triggers on the 1st and the 15th of each month. The bank account must be in the creator’s name: the creator must own the bank account used for transfers. The PayPal payout option is available only to Superstar accounts.
Before they can be withdrawn, earnings are pending: they become validated after 15 days on monthly subscriptions and 60 days on six-month subscriptions, and within 7 days for private media, pushes, private shows and tips. For a private media file, the balance is credited once the media has been delivered.
Certification
A creator account is only visible to fans once certified. The conditions: having 3 media files online on the feed, official details that must match the identity document exactly, a mobile number confirmed with a one-time code received by SMS, a valid passport or identity card, and a security selfie holding the document, full face, without accessories and without filters. Health insurance cards, driver’s licenses and residence permits are refused. The article reminds creators that an account is strictly personal and that the content must be media of the creator herself.
On the fan side, the terms of use describe an age check for access to pornographic content, based on real-time analysis of facial features.
The sales features
| Feature | What MYM publishes | Source |
|---|---|---|
| Subscription | Open-ended monthly with automatic renewal, or fixed term; unlocks the blurred feed and the messaging; no price bounds published on the pages read | Terms of sale art. 5, home page |
| Private media (request) | The fan requests, the creator accepts and sets her price, delivery within 72 hours at most; the creator can also offer a paid private push in the conversation | Private media, terms of sale art. 6 |
| Push | The same media file sent as a group message to subscribers, interested users or former subscribers, free or paid; a single push every 7 days to former subscribers and interested users | Push |
| MOD, Media on Demand | Profile tab that gathers paid pushes into a catalog, with a teaser and a share link | MOD |
| Private show | One-on-one live stream, from 5 minutes to 2 hours, priced between €19.99 and €1000, instant or scheduled | Private show |
| Tip | A simple gift to the creator, paid out at 80% | Terms of sale art. 9, MYM commissions |
| Public feed | Limited to 5 per day, no explicit content; blurred content is reserved for subscribers | Types of content |
The word “request” therefore refers on MYM to a specific feature: the fan asking for a private media file, to which the creator answers with a price. It is the reverse of the logic of the sent PPV, and it changes the way a script is written, the subject of the chatting module.
Third parties, agents and AI
This is the clearest drafting difference from OnlyFans. MYM’s terms of use provide that the platform declines all liability toward a user who feels wronged for not exchanging directly with the creator but with an agent, a third party or an artificial intelligence solution, creators being free to use such solutions to manage their account, and in particular to manage replies in the messaging. The same version requires that any content created, modified or enhanced by an artificial intelligence solution be clearly stated as such, and the content policy asks for the mention “virtual image” or the hashtag #AI.
This course does not conclude that any given tool is compliant. It records that the text exists, that it is dated, and that it names artificial intelligence explicitly.
On the tools side, the MYM help center has announced since December 2, 2025 an official integration with the CRM Infloww, now available on Infloww, and since September 1, 2026 an advanced messaging inside that same tool. For its part, OnlyChat states on its pricing page: “Coming soon. MYM is being added through an official integration under a public API agreement.”; at the reading date, its two active platforms are OnlyFans and Telegram. The ranking of tools by platform is kept on chatbot-ofm.com.
What sets MYM apart from OnlyFans
Five differences, all taken from the pages cited. The commission varies by feature and comes on top of banking fees, instead of a single rate. Prices are in euros and include all taxes, instead of dollars before tax. The fan can request a media file, instead of only receiving one. The terms explicitly mention agents, third parties and artificial intelligence. And withdrawal thresholds, transfer days and validation delays are published in detail. The comparison lesson, at the end of the module, puts these differences in a table alongside Telegram.
Key takeaways
- The MYM help center publishes banking fees of 7% of the transaction amount, taxes included, then a payout of 75% on subscriptions and 80% on private media, private shows and tips, calculated on the price before tax (support.mym.fans, MYM commissions, read on September 15, 2026).
- Withdrawal requires a certified account, a payout method, and 50 euros of validated earnings for SEPA transfers or 100 euros outside SEPA; transfers go out every Monday and Thursday morning (support.mym.fans, Withdrawing my earnings, read on September 15, 2026).
- The terms of sale, version 24.07.2025, list as payment methods bank card (Visa, CB, Mastercard), PayPal for some creators, and cryptocurrency, and the fan waives the 14-day withdrawal right (mym.fans/app/terms-of-sale, read on September 15, 2026).
- MYM's terms of use provide that a user may be exchanging with an agent, a third party or an artificial intelligence solution, and that creators are free to use such solutions to manage their account, including replies in the messaging (version 24.07.2025).
Do this now
Do the full calculation of a sale on MYM, from the official pages. Thirty minutes.
- Open the article on MYM commissions cited in the sources and copy into a file called
mymthe three lines: banking fees, percentage on subscriptions, percentage on private media, with the date shown. - Take a €9.99 subscription including tax for a fan in France. Remove VAT at the rate in force, then 7% banking fees on the amount including tax, then apply 75%. Note each step.
- Do the same calculation for a €25 private media file including tax at 80%. Compare the two nets with those of the same sale on OnlyFans at 20% commission.
- Note the two withdrawal thresholds and the two transfer days. Check on the page whether either has changed since this lesson.
Sources
- MYM, home page (in French), checked on 2026-09-15.
- MYM, Terms of Use (version 24.07.2025) (in French), checked on 2026-09-15.
- MYM, Terms of Sale (version 24.07.2025) (in French), checked on 2026-09-15.
- MYM, Content Policy (version 24.07.2025) (in French), checked on 2026-09-15.
- MYM, help center, MYM commissions (in French), checked on 2026-09-15.
- MYM, help center, Withdrawing my earnings (in French), checked on 2026-09-15.
- MYM, help center, Understanding my pending and validated earnings (in French), checked on 2026-09-15.
- MYM, help center, How to add a payment method to my MYM account (in French), checked on 2026-09-15.
- MYM, help center, Payment assistance (in French), checked on 2026-09-15.
- MYM, help center, Certification (in French), checked on 2026-09-15.
- MYM, help center, Sign-up (in French), checked on 2026-09-15.
- MYM, help center, Private media (in French), checked on 2026-09-15.
- MYM, help center, Push (in French), checked on 2026-09-15.
- MYM, help center, MOD, Media on Demand (in French), checked on 2026-09-15.
- MYM, help center, Private show (in French), checked on 2026-09-15.
- MYM, help center, The different types of content on MYM (in French), checked on 2026-09-15.
- MYM, help center, Get started on Infloww by connecting your MYM account (in French), checked on 2026-09-15.
- OnlyChat, pricing page (MYM listed as coming soon), checked on 2026-09-15.